Resumen

WANG, Xiaoyan. Research on Payment Settlement Mode in Cross-Border Business Trade Based on Blockchain Technology. SAIEE ARJ [online]. 2022, vol.113, n.3, pp.129-132. ISSN 1991-1696.

Cross-border commerce trade is an important part of economic development, and its payment and settlement mode has received widespread attention. The traditional payment settlement mode has shortcomings such as low efficiency, high cost and poor security; therefore, it needs to be improved. In view of this, this paper studied the payment settlement model based on blockchain technology. This paper firstly introduced blockchain, then analysed its characteristics and composition and the possibility of its application in cross-border business trade, and finally took the Ripple payment settlement mode as an example for a case study. The analysis found that the Ripple mode had small time and capital costs, high transaction transparency and security, and simple and convenient processes. The analysis results verify the reliability of the blockchain-based payment settlement mode and its applicability in in practice.

Palabras clave : blockchain; cross-border commerce trade; payment settlement mode; Ripple network.

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